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Dear Harry, Please help. My partner and I are less than a year away from being able to afford a deposit for a house. However, we understand that having a deposit is not enough, you need to have other things in place. Can you please advise whether getting a car on finance would affect our chances?
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Get a clear savings history. Many lenders only require bank statements from the past three to six months when you apply for a loan, so if you stop gambling long enough to develop a “clean” transaction history you can improve your chances of approval. Pay off debt. How to Explain Gambling Winnings on a Mortgage Application Gambling winnings are by nature unreliable, and they don't often turn a lending application in your favor. You may be better served by using your gambling winnings to make a larger down payment, thus reducing the size of the mortgage and making qualification that much easier. 10 mortgage pitfalls and how to avoid them - The Guardian Mar 17, 2014 · Regular payments to gambling websites are a big no-no. "While payday loans are still relatively new, and lenders are just getting to grips with them, we have seen lenders reject applicants for having regular items on their bank statements such as payments to William Hill," says Harris. How do I Stop a Mortgage Before Closing? | Home Guides A mortgage loan is an accepted fact for many hopeful homeowners. Once you're approved for buying a home using a mortgage, the sale closing event will include plenty of loan paperwork for you to sign.